Investigating Revenue Smoothing Thresholds That Affect Bank Credit Scoring Models: An Iranian Bank Case Study

Seyed Mahdi Sadatrasoul; Omid Mahdi Ebadati; Amir Amirzadeh Irani

Volume 11, Issue 1 , January 2023, , Pages 131-148

https://doi.org/10.22044/jadm.2023.11982.2346

Abstract
  Companies have different considerations for using smoothing in their financial statements, including annual general meeting, auditing, Regulatory and Supervisory institutions and shareholders requirements. Smoothing is done based on the various possible and feasible choices in identifying company’s ...  Read More

Credit scoring in banks and financial institutions via data mining techniques: A literature review

Seyed Mahdi sadatrasoul; Mohammadreza gholamian; Mohammad Siami; Zeynab Hajimohammadi

Volume 1, Issue 2 , July 2013, , Pages 119-129

https://doi.org/10.22044/jadm.2013.124

Abstract
  This paper presents a comprehensive review of the works done, during the 2000–2012, in the application of data mining techniques in Credit scoring. Yet there isn’t any literature in the field of data mining applications in credit scoring. Using a novel research approach, this paper investigates ...  Read More